Free tool

2-4 family house hack calculator.

Live in one unit, rent the others. See your effective monthly housing cost on a Staten Island or Brooklyn multifamily once the rent from the other units pays down your mortgage.

Defaults reflect a typical Staten Island 2-4 family with FHA 3.5 percent down. Enter only the rent from the units you do NOT live in. Adjust every field to match your scenario.

Your effective monthly housing cost
$0
Total monthly payment (PITI)$0
Rental income from other units$0
Effective monthly housing cost$0
Rent coverage (DSCR)0.0x

Estimate only. Not a loan offer. A negative effective cost means the rent more than covers your payment. Talk to a lender for exact figures - Joseph can connect you with trusted local ones.

Run your numbers with a human

Calculators are a start. A plan is better.

A 20-minute call turns these estimates into a real house hacking strategy for your Staten Island or Brooklyn multifamily. Explore more in resources.